Posted on April 9, 2019
Your wealth should work in all the ways you want it to. Whatever your goals are in life, careful planning and successful investing of your wealth can help you get there. Whatever stage of life you’re at, we’ll help navigate you through the opportunities and challenges you may face. From the old adage of saving…
Read more Posted on April 3, 2019
Have you thought about the cost of later life care? One of the biggest challenges of the 21st century is Britain’s ageing population. There is continually much talk about later life care in the media, and it’s a subject that is going to be one of the biggest social challenges in the coming years. As…
Read more Posted on April 2, 2019
The impact of inflation on savings and investments, especially of those retirees living on fixed income, is an important issue. But it’s also not good news for other savers and investors, as it can erode the purchasing power of money. Inflation is officially defined as the sustained rise in the general level of prices of…
Read more Posted on March 22, 2019
Is it time to re-imagine how to invest more tax-efficiently? Each tax year, from the age of 16 we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2018/19 is £20,000, and anyone wishing to utilise their allowance should do so before the deadline at midnight on Friday 5 April…
Read more Posted on March 22, 2019
For anyone enjoying their retirement years and living a less complicated life, it can be easy to assume that you no longer require professional financial advice. Some people may believe that since they have reached their 60s and ‘retired’, the hard work is over. But there are probably another three or four decades ahead, and…
Read more Posted on March 22, 2019
Planning for retirement is essential to have the life after work you desire. We all know when planning for retirement, the earlier we start saving and investing, the better off we’ll be, thanks to the power of our money compounding over time. And even if we start saving later in life or we’ve yet to…
Read more Posted on March 22, 2019
Deciding your retirement options and what to do with your pension pot is one of the most important decisions you will ever make for your future. The ‘pension freedom’ changes of April 2015 represented a complete shake-up of the UK’s pension system, giving people much more control over their pension savings than before. New research…
Read more Posted on March 18, 2019
Successful saving and investing is arguably a lot like exercise – no pain, no gain. As is the case when undertaking a new fitness regime, if you commit yourself and stick to it, the eventual outcomes can be very rewarding. Many people have savings and investment goals in their life, from the old adage of…
Read more Posted on March 18, 2019
At the time of writing this article, the UK Government is still in negotiations with the European Union over the term of its planned withdrawal on 29 March 2019 – Brexit. As we’ve been constantly hearing over the past few years in the media, Brexit uncertainty is affecting business and consumer confidence, whilst also contributing…
Read more Posted on March 18, 2019
It’s important you take tax action and get your tax affairs in order before 5 April. This time of year is your last chance before the end of the 2018/19 tax year. We’ve provided a summary of some key tax and financial planning areas which may be appropriate to certain taxpayers and should be considered…
Read more Posted on March 11, 2019
The March/April TIPS financial magazine is now available to download on our website and is all about experiencing life to the full. Robert Kiyosaki, the American businessman and author of best-selling book Rich Dad, Poor Dad, once remarked, ‘Making money is common sense. It’s not rocket science. But unfortunately, when it comes to money, common sense…
Read more Posted on March 11, 2019
A defined benefit pension scheme is one where the amount paid to you is set using a formula based on how many years you’ve worked for your employer and the salary you’ve earned, rather than the value of your investments. If you work or have worked for a large employer or in the public sector,…
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