When I am asked why I enjoy giving mortgage advice, I have to be honest and say it’s the simple thing of helping people.

I have been involved with mortgages for almost 35 years now and using my knowledge and expertise to help people buy a new home, buy an investment property or restructure their finances.

I have spent the latter half of my career offering independent mortgage advice to my clients. However, I spent the first half of my career as a lender, in Banks & Building Societies, and this gave me invaluable experience into understanding how lenders approach any lending; helping me to support my clients the best way possible.

As part of my mortgage advice approach I like to get to know my clients, not just their financial details, so that I can understand what is important to them and how they see their future plans. This way, I am best placed to offer advice that will ‘fit in’ with long-term plans.

By focusing on my client’s preferences, it can open some alternative lending solutions that they may not have been aware of. Getting the best solution for my clients is my main priority and I am here to advise them on the best options available.  I would never arrange a mortgage that I thought would result in any financial strain or worries for a client. Being safe and ensuring any mortgage I arrange is future proofed as far as possible, is important to me as an adviser.

When I provide mortgage advice I try to develop my client’s knowledge and understanding of the whole process so they are clearly was is being provided to them. I believe communication is vital. Not just between myself and my clients, but with any solicitors and estate agents involved too; ensuring all parties are kept up to speed, can prevent problems and stress along the way.

If you would like to have an initial chat (free of charge) about purchasing a new home, re-mortgaging, investing in a buy-to-let or lending in later life then please contact me.


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